{"id":107684,"date":"2024-06-26T19:00:19","date_gmt":"2024-06-26T19:00:19","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/06\/26\/the-4-different-flavors-of-amex-platinum-which-one-is-right-for-you-the-points-guy\/"},"modified":"2024-06-26T19:00:19","modified_gmt":"2024-06-26T19:00:19","slug":"the-4-different-flavors-of-amex-platinum-which-one-is-right-for-you-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/06\/26\/the-4-different-flavors-of-amex-platinum-which-one-is-right-for-you-the-points-guy\/","title":{"rendered":"The 4 different flavors of Amex Platinum \u2014 which one is right for you? – The Points Guy"},"content":{"rendered":"


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The premium rewards card<\/a> market is pretty crowded, with cardholders eager to pay hundreds of dollars in annual fees to get luxury perks.<\/p>\n

It’s crazy to think that there was really only one mass-market premium card less than a decade ago \u2014 The Platinum Card\u00ae from American Express<\/a><\/span>. Now, the Platinum card is just one of a half dozen or so premium card offerings from American Express, but there are actually several different versions.<\/p>\n

They share many common features, including the sleek metal design and access to Amex Offers<\/a>. Still, each card features subtle differences that might make one more attractive to you than the others. Let’s talk about the different types of Amex Platinum cards and what you need to know about each one.<\/p>\n

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Four different shades of platinum<\/h2>\n

These are the four different Amex Platinum cards we’re diving into:<\/p>\n

The information for The American Express Platinum\u00ae Card for Schwab and The Platinum Card\u00ae from American Express Exclusively for Morgan Stanley has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/i><\/p>\n

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\nThe Platinum Card from American Express<\/strong><\/th>\nThe Business Platinum Card from American Express<\/strong><\/th>\nThe American Express Platinum Card for Schwab<\/strong><\/th>\nThe Platinum Card from American Express Exclusively for Morgan Stanley<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Welcome bonus<\/strong><\/td>\n80,000 Membership Rewards points after you spend $8,000 on purchases within the first six months of card membership<\/td>\n150,000 Membership Rewards points after you spend $20,000 on eligible purchases with your card within the first three months of card membership<\/td>\n80,000 Membership Rewards points after you spend $8,000 on purchases within the first six months of card membership<\/td>\n125,000 Membership Rewards points after you spend $8,000 on purchases within the first six months of card membership; offer ends Aug. 14<\/td>\n<\/tr>\n
Annual fee<\/strong><\/td>\n$695 (see rates and fees<\/a>)<\/td>\n$695 (see rates and fees<\/a>)<\/td>\n$695<\/td>\n$695<\/td>\n<\/tr>\n
Bonus categories<\/strong><\/td>\n5 points per dollar spent on airfare purchased directly from the airline and on airfare and prepaid hotels booked with Amex Travel (up to $500,000 on these purchases per calendar year, 1 point per dollar thereafter)<\/td>\n5 points per dollar spent on airfare and prepaid hotels booked through American Express Travel and 1.5 points per dollar on eligible purchases in select business categories and eligible purchases of $5,000 or more (up to $2 million of these purchases per calendar year, then 1 point per dollar thereafter)<\/td>\n5 points per dollar spent on airfare purchased directly from the airline and on airfare and prepaid hotels booked with Amex Travel (up to $500,000 on these purchases per calendar year)<\/td>\n5 points per dollar spent on airfare purchased directly from the airline and on airfare and prepaid hotels booked with Amex Travel (up to $500,000 on these purchases per calendar year)<\/td>\n<\/tr>\n
Annual credits<\/strong><\/td>\nUp to $200 in statement credits annually on hotel bookings through AmexTravel.com<\/p>\n

Up to $200 credit for airline fees per calendar year, which covers incidental charges<\/p>\n

Up to $189 annual statement credit for a Clear
Plus membership<\/p>\n

$100 statement fee credit for either Global Entry or up to $85 fee credit TSA PreCheck every 4 1\/2 years<\/p>\n

Up to $15 in statement credit each month to use on Uber rides or Uber Eats orders in the U.S., with an additional up to $20 in December<\/p>\n

Saks Fifth Avenue statement credit up to $50 to use January through June and up to $50 to use July through December (enrollment required in advance)<\/p>\n

Up to $20 monthly statement credits and applicable only for The New York Times, Peacock, The Wall Street Journal, Disney+, Hulu, ESPN+ or the Disney Bundle (enrollment required in advance)<\/p>\n

Up to $300 annual statement credit for select Equinox memberships or a digital subscription to Equinox+ fitness app (enrollment required in advance, subject to auto-renewal)<\/p>\n

Walmart+ membership statement credit reimbursement for $12.95 on one membership fee monthly for Walmart+ membership (plus applicable taxes; subject to auto-renewal); Plus Up benefits not eligible<\/p>\n<\/td>\n

Up to $400 in annual statement credits (up to $200 semi-annually) for U.S. Dell technology purchases per calendar year<\/p>\n

Up to $200 annual airline incidental statement credit<\/p>\n

Enrollment required for select benefits<\/p>\n<\/td>\n

Up to $200 annually on hotel bookings through AmexTravel.com<\/p>\n

Up to $200 credit for airline fees per calendar year, which covers incidental charges<\/p>\n

Up to $189 annual statement credit for a Clear Plus membership<\/p>\n

$100 fee credit for either Global Entry or up to $85 fee credit TSA PreCheck every 4 1\/2 years<\/p>\n

Up to $15 in statement credit each month to use on Uber rides or Uber Eats orders in the U.S., with an additional up to $20 in December<\/p>\n

Saks Fifth Avenue credit up to $50 to use January through June and up to $50 to use July through December (enrollment required in advance)<\/p>\n

Up to $20 monthly statement credits and applicable only for The New York Times, Peacock, The Wall Street Journal, Disney+, Hulu, ESPN+ or the Disney Bundle (enrollment required in advance)<\/p>\n

Up to $300 annual credit for select Equinox memberships or a digital subscription to Equinox+ fitness app (enrollment required in advance, subject to auto-renewal)<\/p>\n

Walmart+ membership credit reimbursement for $12.95 monthly membership fee for Walmart+ membership (subject to auto-renewal); Plus Up benefits not eligible<\/p>\n<\/td>\n

Up to $200 annually on hotel bookings through AmexTravel.com<\/p>\n

Up to $200 credit for airline fees per calendar year, which covers incidental charges<\/p>\n

Up to $189 annual statement credit for a Clear Plus membership<\/p>\n

$100 fee credit for either Global Entry or up to $85 fee credit TSA PreCheck every 4 1\/2 years<\/p>\n

Up to $15 in statement credit each month to use on Uber rides or Uber Eats orders in the U.S., with an additional up to $20 in December<\/p>\n

Saks Fifth Avenue credit up to $50 to use January through June and up to $50 to use July through December (enrollment required in advance)<\/p>\n

Up to $20 monthly statement credits and applicable only for The New York Times, Peacock, The Wall Street Journal, Disney+, Hulu, ESPN+ or the Disney Bundle (enrollment required in advance)<\/p>\n

Up to $300 annual credit for select Equinox memberships or a digital subscription to Equinox+ fitness app (enrollment required in advance, subject to auto-renewal)<\/p>\n

Walmart+ membership credit reimbursement for $12.95 monthly membership fee for Walmart+ membership (subject to auto-renewal); Plus Up benefits not eligible<\/p>\n<\/td>\n<\/tr>\n

Unique perks<\/strong><\/td>\nN\/A<\/td>\n35% pay-with-points bonus when you book with Amex Travel (valid on first- and business-class flights on any airline or economy flights on a selected qualifying airline, up to 1 million points per calendar year)<\/p>\n

\u00a0<\/p>\n<\/td>\n

A $100 card statement credit if your qualifying Schwab holdings are equal to or greater than $250,000 and less than $1,000,000; a $200 card statement credit if your qualifying Schwab holdings are equal to or greater than $1,000,000 and less than $10,000,000; or a $1,000 card statement credit if your qualifying Schwab holdings are equal to or greater than $10,000,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

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The Platinum Card from American Express<\/h2>\n

In addition to the perks described above, the Amex Platinum card \u2014 along with all its variations \u2014 also offers a Priority Pass Select<\/a> membership, access to Amex Centurion lounges<\/a>, access to Delta SkyClubs<\/a>* on same-day Delta flights and complimentary Gold elite status with both Hilton<\/a> and Marriott<\/a>. Enrollment is required for select benefits.<\/p>\n

One reason you might want to consider a different version is that Amex only allows you to earn a welcome bonus on any card once in a lifetime<\/a>. Technically, these four Platinums are all different cards, so you can get the welcome offer on each.<\/p>\n

*Effective Feb. 1, 2025: Eligible Amex Platinum cardmembers will receive 10 visits per eligible Amex Platinum card per year to the Delta Sky Club or to Grab and Go when traveling on a same-day Delta-operated flight.<\/i><\/p>\n

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