{"id":103765,"date":"2024-06-10T19:00:36","date_gmt":"2024-06-10T19:00:36","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/06\/10\/this-page-does-not-exist-the-points-guy-42\/"},"modified":"2024-06-10T19:00:36","modified_gmt":"2024-06-10T19:00:36","slug":"this-page-does-not-exist-the-points-guy-42","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/06\/10\/this-page-does-not-exist-the-points-guy-42\/","title":{"rendered":"This page does not exist. &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/bank-of-america-travel-rewards-world-mastercard-for-business-credit-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">Bank of America\u00ae Business Advantage Travel Rewards World Mastercard\u00ae credit card<\/a>\u00a0earns 1.5 points per dollar on everyday business expenses and 3 points per dollar on eligible purchases at the Bank of America Travel Center. If you qualify for the Preferred Rewards for Business program, this card offers a solid return across categories. But other customers will find more value in other card options. <strong>Card Rating*:\u00a0\u2b50\u2b50\u2b50<\/strong><\/p>\n<h6 style=\"text-align: center\"><em>*<a href=\"https:\/\/thepointsguy.com\/review-methodology\/\" target=\"_blank\" rel=\"noopener\">Card rating<\/a> is based on the opinion of TPG\u2019s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr \/>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/bank-of-america-travel-rewards-world-mastercard-for-business-credit-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">Bank of America\u00ae Business Advantage Travel Rewards World Mastercard\u00ae credit card<\/a> is one of two Bank of America business cards that earn rewards (not counting cobranded cards). It earns a flat 1.5 points per dollar on all purchases, but you can earn even more on eligible travel purchases.<\/p>\n<p>It has no annual fee and a recommended <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-credit-scores-work\/\" target=\"_blank\" rel=\"noopener\">credit score<\/a> of 670.<\/p>\n<p>Existing Bank of America customers can potentially get a lot out of this card, but make sure that it\u2019s the right <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" target=\"_blank\" rel=\"noopener noreferrer\">business card<\/a> option for you. There are other low-cost business cards that offer a higher return and more flexible redemption options.<\/p>\n<h2>BofA Business Travel Rewards pros and cons<\/h2>\n<table class=\"table-responsive\" border=\"1\">\n<tbody>\n<tr>\n<td><strong>Pros<\/strong><\/td>\n<td><strong>Cons<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\n<ul>\n<li>Flat 1.5 points per dollar back on all purchases<\/li>\n<li>No annual fee<\/li>\n<li>Even more return for BofA customers<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Outclassed by other no-annual fee business cards<\/li>\n<li>Limited value if you&#8217;re not a BofA customer<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>BofA Business Travel Rewards welcome offer<\/h2>\n<figure id=\"attachment_1605741\" aria-describedby=\"caption-attachment-1605741\" style=\"width: 1600px\" class=\"wp-caption alignnone\"><figcaption id=\"caption-attachment-1605741\" class=\"wp-caption-text\">THE POINTS GUY<\/figcaption><\/figure>\n<p>You get a decent sign-up bonus with the <a href=\"https:\/\/thepointsguy.com\/apply-now\/bank-of-america-travel-rewards-world-mastercard-for-business-credit-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">Business Advantage Travel Rewards<\/a> for a no-annual-fee card. You\u2019ll earn 30,000 points after spending $3,000 in purchases the first 90 days of account opening. That comes out to $300 in value.<\/p>\n<p>It\u2019s certainly not the highest sign-up bonus available right now, but $300 for only $3,000 in spending isn\u2019t bad.<\/p>\n<p class=\"standout\"><b>Related: <a href=\"https:\/\/thepointsguy.com\/news\/cards-with-100k-point-bonuses\/\" target=\"_blank\" rel=\"noopener noreferrer\">Cards currently offering welcome bonuses over 100,000 points<\/a><\/b><\/p>\n<h2>BofA Business Travel Rewards\u00a0benefits<\/h2>\n<p>There aren\u2019t a ton of perks and benefits with the <a href=\"https:\/\/thepointsguy.com\/apply-now\/bank-of-america-travel-rewards-world-mastercard-for-business-credit-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">Business Advantage Travel Rewards<\/a>, but that\u2019s not surprising since it doesn\u2019t charge an annual fee. You will, however, get business tools such as QuickBooks integration to help make expense tracking easier.<\/p>\n<figure id=\"attachment_1640146\" aria-describedby=\"caption-attachment-1640146\" style=\"width: 1600px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-1640146\" src=\"https:\/\/thepointsguy.freetls.fastly.net\/us\/originals\/2024\/04\/Young-woman-on-her-smart-phone-at-home-while-holding-credit-card_-Pekic.jpg\" alt=\"Young casually clothed woman online shopping from her domestic kitchen\" width=\"1600\" height=\"1067\" \/><figcaption id=\"caption-attachment-1640146\" class=\"wp-caption-text\">PEKIC\/GETTY IMAGES<\/figcaption><\/figure>\n<p>You\u2019ll also get <a href=\"https:\/\/thepointsguy.com\/guide\/when-to-buy-travel-insurance-versus-when-to-rely-on-credit-card-protections\/\" target=\"_blank\" rel=\"noopener noreferrer\">travel protections<\/a>, including travel accident insurance, lost luggage reimbursement, trip cancellation coverage and trip delay reimbursement.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/bank-of-america\/\" target=\"_blank\" rel=\"noopener noreferrer\">Best Bank of America credit cards<\/a><\/strong><\/p>\n<h2>Earning points with the BofA Business Travel Rewards<\/h2>\n<p>With the <a href=\"https:\/\/thepointsguy.com\/apply-now\/bank-of-america-travel-rewards-world-mastercard-for-business-credit-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">Business Advantage Travel Rewards<\/a>, you\u2019ll earn a flat 1.5 points per dollar on all purchases, plus 3 points per dollar when you book travel through the Bank of America Travel Center.<\/p>\n<p>Expedia powers the Bank of America Travel Center, so if you already book business travel through a similar third-party site, it\u2019s probably worth switching to Bank of America\u2019s portal to earn 3 points per dollar. Just keep in mind that you <a href=\"https:\/\/thepointsguy.com\/guide\/avoid-mistakes-when-redeeming-hotel-points\/\" target=\"_blank\" rel=\"noopener noreferrer\">may not earn hotel elite credits or have hotel elite status recognized<\/a> when you go through a third-party portal.<\/p>\n<figure id=\"attachment_800536\" class=\"wp-caption alignnone\" style=\"width: 1600px\" aria-describedby=\"caption-attachment-800536\"><img decoding=\"async\" class=\"wp-image-800536 size-full lazyautosizes lazyload\" src=\"https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/09\/20190926_St-Regis-Hotel-Venice_BKelly-1.jpg?fit=600%2C450px&amp;quality=1#038;ssl=1\" alt=\"(Photo by Brian Kelly\/The Points Guy)\" width=\"1600\" data-sizes=\"auto\" data-src=\"https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/09\/20190926_St-Regis-Hotel-Venice_BKelly-1.jpg?fit=1410%2C1058px&amp;ssl=1\" data-srcset=\"https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/09\/20190926_St-Regis-Hotel-Venice_BKelly-1.jpg?fit=1410%2C1058px&amp;ssl=1 1410w,https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/09\/20190926_St-Regis-Hotel-Venice_BKelly-1.jpg?fit=1210%2C908px&amp;ssl=1 1210w,https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/09\/20190926_St-Regis-Hotel-Venice_BKelly-1.jpg?fit=1020%2C765px&amp;ssl=1 1020w,https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/09\/20190926_St-Regis-Hotel-Venice_BKelly-1.jpg?fit=740%2C555px&amp;ssl=1 740w,https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/09\/20190926_St-Regis-Hotel-Venice_BKelly-1.jpg?fit=600%2C450px&amp;ssl=1 600w,https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/09\/20190926_St-Regis-Hotel-Venice_BKelly-1.jpg?fit=1600%2C1200px&amp;ssl=1 1600w\" \/><figcaption id=\"caption-attachment-800536\" class=\"wp-caption-text\">BRIAN KELLY\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Earning 1.5 points per dollar on everyday purchases makes this a decent business card for non-bonus spending, but the <a href=\"https:\/\/thepointsguy.com\/guide\/all-about-bank-of-america-preferred-rewards\/\" target=\"_blank\" rel=\"noopener noreferrer\">Preferred Rewards for Business program<\/a> gives this card the potential to be quite rewarding across all purchases.<\/p>\n<p>The Preferred Rewards for Business program is similar to the personal version of the program. Those who have at least a $20,000 three-month average balance in qualifying Bank of America business deposit accounts or Merrill business investment accounts are eligible for the program.<\/p>\n<p>There are three tiers, each with a number of banking and credit card benefits. For cardholders, you\u2019ll get an earnings boost on all base points earned with the card.<\/p>\n<p class=\"standout\"><b>Related: <a href=\"https:\/\/thepointsguy.com\/news\/critical-points-stop-ignoring-bofa-preferred-rewards\/\" target=\"_blank\" rel=\"noopener noreferrer\">Stop ignoring Bank of America Preferred Rewards<\/a><\/b><\/p>\n<h2>Redeeming points with the BofA Business Travel Rewards<\/h2>\n<p>You can redeem your <a href=\"https:\/\/thepointsguy.com\/apply-now\/bank-of-america-travel-rewards-world-mastercard-for-business-credit-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">Business Advantage Travel Rewards<\/a> points as a statement credit for eligible travel purchases, gift cards or cash back. You\u2019ll get the most out of your points when you redeem them as a statement credit for travel, as TPG editor <a href=\"https:\/\/thepointsguy.com\/author\/ethompson\/\" target=\"_blank\" rel=\"noopener\">Emily Thompson<\/a> prefers.<\/p>\n<p>While most of Bank of America\u2019s cards earn <a href=\"https:\/\/thepointsguy.com\/guide\/best-fixed-value-point-cards\/\" target=\"_blank\" rel=\"noopener noreferrer\">fixed-value points<\/a>, the Business Travel Rewards card is slightly different.<\/p>\n<figure id=\"attachment_669137\" class=\"wp-caption alignnone\" style=\"width: 1600px\" aria-describedby=\"caption-attachment-669137\"><img decoding=\"async\" class=\"wp-image-669137 size-full lazyautosizes lazyload\" src=\"https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/03\/Cruise-Ships-March-2019_Seabourn-Sojourn_GettyImages-497811972-2.jpg?fit=600%2C399px&amp;quality=1#038;ssl=1\" alt=\"Luxury cruise ship Seabourn Sojourn sails on the Beagle Channel in Chile. (Photo via Getty Images)\" width=\"1600\" data-sizes=\"auto\" data-src=\"https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/03\/Cruise-Ships-March-2019_Seabourn-Sojourn_GettyImages-497811972-2.jpg?fit=1410%2C937px&amp;ssl=1\" data-srcset=\"https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/03\/Cruise-Ships-March-2019_Seabourn-Sojourn_GettyImages-497811972-2.jpg?fit=1410%2C937px&amp;ssl=1 1410w,https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/03\/Cruise-Ships-March-2019_Seabourn-Sojourn_GettyImages-497811972-2.jpg?fit=1210%2C804px&amp;ssl=1 1210w,https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/03\/Cruise-Ships-March-2019_Seabourn-Sojourn_GettyImages-497811972-2.jpg?fit=1020%2C678px&amp;ssl=1 1020w,https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/03\/Cruise-Ships-March-2019_Seabourn-Sojourn_GettyImages-497811972-2.jpg?fit=740%2C492px&amp;ssl=1 740w,https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/03\/Cruise-Ships-March-2019_Seabourn-Sojourn_GettyImages-497811972-2.jpg?fit=600%2C399px&amp;ssl=1 600w,https:\/\/i2.wp.com\/thepointsguy.com\/wp-content\/uploads\/2019\/03\/Cruise-Ships-March-2019_Seabourn-Sojourn_GettyImages-497811972-2.jpg?fit=1600%2C1063px&amp;ssl=1 1600w\" \/><figcaption id=\"caption-attachment-669137\" class=\"wp-caption-text\">GETTY IMAGES<\/figcaption><\/figure>\n<p>Points redeemed as a statement credit for travel are worth a flat 1 cent each, but when you redeem for cash back, they are only worth 0.6 cents each (meaning 2,500 points equate to only $15). Gift card redemption rates vary.<\/p>\n<p>This limits your redemption options and puts this card at a disadvantage with business cards that offer more flexibility.<\/p>\n<h2>Which cards compete with the BofA Business Travel Rewards?<\/h2>\n<p>There are a number of cards that compete with the <a href=\"https:\/\/thepointsguy.com\/apply-now\/bank-of-america-travel-rewards-world-mastercard-for-business-credit-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">Business Advantage Travel Rewards<\/a>.<\/p>\n<ul>\n<li><strong>If you prefer Amex<\/strong>:\u00a0<span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\" href=\"https:\/\/thepointsguy.com\/apply-now\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express\/?tid=post\" target=\"_blank\" rel=\"noopener noreferrer\">The Blue Business\u00ae Plus Credit Card From American Express<\/a><\/span>\u00a0doesn&#8217;t have an annual fee (see\u00a0<a href=\"https:\/\/thepointsguy.com\/apply\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>) and earns 2 points per dollar on purchases. However, the 2 points per dollar spent is only on the first $50,000 spent per calendar year (you&#8217;ll earn one point per dollar spent thereafter), and the card charges a 2.7% fee on foreign transactions (see <a href=\"https:\/\/thepointsguy.com\/apply\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>). For more information, read our\u00a0<a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/blue-business-plus-amex-card-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Blue Business Plus<\/a>.<\/li>\n<li><strong>If you prefer Chase:<\/strong> Go with the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-unlimited-credit-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">Ink Business Unlimited\u00ae Credit Card<\/a>. The card also earns 1.5% cash back on purchases, but you can <a href=\"https:\/\/thepointsguy.com\/guide\/transfer-ultimate-rewards-points-between-accounts\/\" target=\"_blank\" rel=\"noopener noreferrer\">convert these earnings to Ultimate Rewards points<\/a>\u00a0if you also have a premium Chase card. For more information, read our\u00a0<a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/reviews\/ink-business-unlimited-credit-card-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Ink Business Unlimited<\/a>.<\/li>\n<li><strong>If you prefer Capital One:<\/strong>\u00a0Consider the\u00a0<a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/capital-one-spark-miles-select-business-review\/\" target=\"_blank\" rel=\"noopener\">Capital One Spark Miles Select for Business<\/a>. This card earns 1.5 miles per dollar on all spend but carries more benefits as part of the Capital One card lineup. For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/reviews\/capital-one-spark-miles-select-business-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Spark Miles Select<\/a>.<\/li>\n<\/ul>\n<p>For additional options, check out our\u00a0<a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" target=\"_blank\" rel=\"noopener\">full list of the best business cards<\/a>.<\/p>\n<p><em>The information for the Capital One Spark Miles Select for Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.<\/em><\/p>\n<p><strong>Related:\u00a0<a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/chase-ink-card-showdown\/\" target=\"_blank\" rel=\"noopener\">Your guide to the Chase Ink Business credit cards<\/a><\/strong><\/p>\n<h2>Is the BofA Business Travel Rewards\u00a0worth it?<\/h2>\n<p>I think there are better options than the <a href=\"https:\/\/thepointsguy.com\/apply-now\/bank-of-america-travel-rewards-world-mastercard-for-business-credit-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">Business Advantage Travel Rewards<\/a> out there if you aren\u2019t a Preferred Rewards for Business member. Even the lack of an annual fee doesn\u2019t really make the card worth it in my eyes if you\u2019re only earning a flat 1.5 points per dollar on most purchases and 3 points per dollar on eligible travel portal spending.<\/p>\n<p>If you want to earn rewards to use on travel with a flat-rate card for <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" target=\"_blank\" rel=\"noopener noreferrer\">everyday business spending<\/a>, you should consider something like the Capital One Spark Miles for Business.<\/p>\n<p class=\"standout\"><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/choose-right-credit-card-for-your-business\/\" target=\"_blank\" rel=\"noopener noreferrer\">How to choose the right credit card for your business <\/a><\/strong><\/p>\n<h2>Bottom line<\/h2>\n<p>If you qualify for the Business Preferred Rewards program, the <a href=\"https:\/\/thepointsguy.com\/apply-now\/bank-of-america-travel-rewards-world-mastercard-for-business-credit-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">Business Advantage Travel Rewards<\/a> can be a nice way to earn travel rewards. The Preferred Rewards program offers banking and credit card benefits that make this card worth it for members.<\/p>\n<p>However, nonmembers should look elsewhere for rewards. You can find cards with higher returns on both travel rewards and non-bonus spending.<\/p>\n<hr \/>\n<p><strong>Apply here: <a href=\"https:\/\/thepointsguy.com\/apply-now\/bank-of-america-travel-rewards-world-mastercard-for-business-credit-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">Bank of America\u00ae Business Advantage Travel Rewards World Mastercard\u00ae<\/a><\/strong><\/p>\n<hr \/>\n<p><em>For rates and fees of the Blue Business Plus Amex, click <a href=\"https:\/\/thepointsguy.com\/apply\/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><\/p>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/bank-of-america-business-advantage-travel-rewards-card-review\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Bank of America\u00ae Business Advantage Travel Rewards World Mastercard\u00ae credit card\u00a0earns 1.5 points per dollar on everyday business expenses and 3 points per dollar on eligible purchases at the Bank of America Travel Center. If you qualify for the Preferred Rewards for Business program, this card offers a solid return across categories. But other [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":103766,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-103765","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/103765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=103765"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/103765\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/103766"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=103765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=103765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=103765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}