{"id":101424,"date":"2024-05-31T21:30:19","date_gmt":"2024-05-31T21:30:19","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/05\/31\/these-business-cards-can-help-you-stay-under-chases-5-24-rule-the-points-guy\/"},"modified":"2024-05-31T21:30:19","modified_gmt":"2024-05-31T21:30:19","slug":"these-business-cards-can-help-you-stay-under-chases-5-24-rule-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/05\/31\/these-business-cards-can-help-you-stay-under-chases-5-24-rule-the-points-guy\/","title":{"rendered":"These business cards can help you stay under Chase\u2019s 5\/24 rule – The Points Guy"},"content":{"rendered":"


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Chase issues some of the most sought-after rewards cards on the market, but the bank also has some of the strictest policies regarding credit card “churning.” It makes you wait 48 months between earning Sapphire sign-up bonuses, and there is also its infamous 5\/24 rule<\/a>.<\/p>\n

Chase has never officially commented on the 5\/24 rule’s existence, but crowdsourced data confirms that applicants will almost certainly be denied new Chase cards if they have opened five or more accounts across issuers in the past 24 months.<\/p>\n

All personal credit card accounts count toward the rule: cards with no preset spending limits, certain store cards<\/a> and authorized user accounts. However, many business credit cards<\/a> \u2014 including those issued by Chase \u2014 aren’t considered when Chase determines your 5\/24 standing.<\/p>\n

If you’re trying to stay under 5\/24, you can still rack up points and miles bonuses with business cards without affecting your ability to sign up for Chase cards in the future. This isn’t an exhaustive list, but it covers some of my favorite business cards available right now.<\/p>\n

Related: The best no-annual-fee business credit cards<\/a><\/strong><\/p>\n

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Chase Ink Business Preferred Credit Card<\/h2>\n

Sign-up bonus:<\/strong> Earn 100,000 points after you spend $8,000 on purchases in the first three months.<\/p>\n

Annual fee:<\/strong> $95<\/p>\n

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