{"id":100788,"date":"2024-05-29T14:00:33","date_gmt":"2024-05-29T14:00:33","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/05\/29\/how-to-do-a-balance-transfer-with-wells-fargo-the-points-guy\/"},"modified":"2024-05-29T14:00:33","modified_gmt":"2024-05-29T14:00:33","slug":"how-to-do-a-balance-transfer-with-wells-fargo-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2024\/05\/29\/how-to-do-a-balance-transfer-with-wells-fargo-the-points-guy\/","title":{"rendered":"How to do a balance transfer with Wells Fargo &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p>If you&#8217;ve just opened a new <a href=\"https:\/\/thepointsguy.com\/credit-cards\/wells-fargo\/\" rel=\"noopener\" target=\"_blank\">Wells Fargo credit card<\/a>, you might want to set up a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/what-is-a-balance-transfer\/\" rel=\"noopener\" target=\"_blank\">balance transfer<\/a> to your new card. After all, it can be a great way to lower your interest costs as you work to pay off your credit card balance.<\/p>\n<p>Here, we&#8217;ll explore how to execute a balance transfer with a Wells Fargo card, including how to check the status of your transfer once it has been submitted. We&#8217;ll also cover the best Wells Fargo balance transfer credit cards so you have an overview of your options.<\/p>\n<p><a id=\"how-to-do-a-balance-transfer-with-wells-fargo\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">How to do a balance transfer with Wells Fargo<\/h2>\n<p>Wells Fargo <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-do-a-balance-transfer\/\" rel=\"noopener\" target=\"_blank\">balance transfers<\/a> are straightforward and can be done in three ways: online, over the phone or by using a balance transfer check.<\/p>\n<p>If you&#8217;re going the online route, log in to Wells Fargo&#8217;s Credit Card Service Center and select &#8220;Request Balance Transfer&#8221; under the &#8220;Account Management&#8221; tab. If you prefer to process your balance transfer over the phone, you can call 1-800-642-4720.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Man-on-telephone-while-looking-at-computer-and-holding-credit-card-at-home-office_-Rob-Lewine.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">ROB LEWINE\/GETTY IMAGES<\/figcaption><\/figure>\n<p>In either case, you must specify the amount you&#8217;d like to transfer and which bank or issuer you&#8217;re transferring from. Once you do that, Wells Fargo will contact the card issuer on your behalf and transfer your balance for you. It&#8217;s that simple.<\/p>\n<p>If you haven&#8217;t yet applied for a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/balance-transfer\/\" rel=\"noopener\" target=\"_blank\">balance transfer card<\/a>, Wells Fargo will allow you to request a balance transfer when you complete your credit card application.<\/p>\n<p>Of course, you can always visit a Wells Fargo branch in person to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/pros-cons-balance-transfer-credit-cards\/\" rel=\"noopener\" target=\"_blank\">learn more about balance transfers<\/a>.<\/p>\n<p><a id=\"things-to-know-about-wells-fargo-balance-transfers\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Things to know about Wells Fargo balance transfers<\/h2>\n<h3>What is a balance transfer?<\/h3>\n<p>A balance transfer is a process that allows consumers to transfer an existing credit card balance from a credit card with a higher interest rate to one with a low or 0% introductory <a href=\"https:\/\/thepointsguy.com\/credit-cards\/what-is-apr-on-a-credit-card\/\" rel=\"noopener\" target=\"_blank\">annual percentage rate<\/a>.<\/p>\n<p>Doing so allows you to continue paying off your credit card balance over a specified period without worrying about snowballing interest.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Pesron-using-computer-and-credit-card-at-home_Justin-Pagetjpg.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">JUSTIN PAGET\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Balance transfers are typically done between cards from different issuers \u2014 meaning if you want to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-manage-debt-with-balance-transfer\/\" rel=\"noopener\" target=\"_blank\">transfer debt<\/a> to a Wells Fargo credit card, your existing balance has to be on a non-Wells Fargo card.<\/p>\n<h3>How long does a Wells Fargo balance transfer take?<\/h3>\n<p>Wells Fargo <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-long-do-balance-transfers-take\/\" rel=\"noopener\" target=\"_blank\">balance transfers may take<\/a> up to 14 days to complete. If a balance transfer is taking longer, contact Wells Fargo to ensure things are proceeding smoothly.<\/p>\n<h3>How do balance transfer fees work?<\/h3>\n<p>Most balance transfers include a one-time <a href=\"https:\/\/thepointsguy.com\/credit-cards\/what-is-balance-transfer-fee\/\" rel=\"noopener\" target=\"_blank\">balance transfer fee<\/a>, which is a percentage of the transfer amount, typically 3% to 5%.<\/p>\n<p>Balance transfer fees and 0% APR periods can vary from card to card, so you should keep this in mind when <a href=\"https:\/\/thepointsguy.com\/credit-cards\/how-to-choose-balance-transfer-card\/\" rel=\"noopener\" target=\"_blank\">choosing a balance transfer credit card<\/a>. After all, you want to ensure you are saving money in the long run.<\/p>\n<p><a id=\"how-to-check-the-status-of-a-wells-fargo-balance-transfer\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">How to check the status of a Wells Fargo balance transfer<\/h2>\n<p>As mentioned, balance transfers can take up to 14 days. You can check the status of a pending balance transfer by signing into your online account or calling 1-800-956-4442.<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/04\/Couple-laying-in-bed-while-shopping-online-with-laptop-and-credit-card_Westend61.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">WESTEND61\/GETTY IMAGES<\/figcaption><\/figure>\n<p>Remember to continue making payments on your <a href=\"https:\/\/thepointsguy.com\/credit-cards\/what-happens-after-balance-transfer\/\" rel=\"noopener\" target=\"_blank\">old credit card account<\/a> until the balance transfer has been completed. Any missed payments could negatively impact your credit score.<\/p>\n<p><a id=\"best-wells-fargo-balance-transfer-credit-cards\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Best Wells Fargo balance transfer credit cards<\/h2>\n<p>Wells Fargo has several cards that can be used for a balance transfer. Here&#8217;s a closer look at what&#8217;s available.<\/p>\n<h3>Wells Fargo Reflect Card<\/h3>\n<p><strong>Why we like it<\/strong>: The <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/wells-fargo-reflect-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Wells Fargo Reflect\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/wells-fargo-reflect-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) is perfect for new cardholders looking to consolidate debt. It offers a 0% introductory APR for 21 months from account opening on qualifying balance transfers (and purchases); 18.24%, 24.74% or 29.99% variable APR thereafter. The card is light on earnings rates and overall benefits but does offer cellphone protection when you pay your monthly bill with this card.<\/p>\n<p><strong>Welcome offer<\/strong>: None<\/p>\n<p><strong>Annual fee<\/strong>: $0<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Wells-Fargo-Reflect.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Wells-Fargo-Reflect.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Wells-Fargo-Reflect.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Wells-Fargo-Reflect.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Wells-Fargo-Reflect.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Wells-Fargo-Reflect.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Wells-Fargo-Reflect.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Wells-Fargo-Reflect.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2024\/05\/Wells-Fargo-Reflect.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>Read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/wells-fargo\/reviews\/wells-fargo-reflect-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Wells Fargo Reflect card<\/a> for more information.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/wells-fargo-reflect-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Wells Fargo Reflect<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<h3>Wells Fargo Active Cash Card<\/h3>\n<p><strong>Why we like it<\/strong>: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/wells-fargo-active-cash-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Wells Fargo Active Cash\u00ae Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/wells-fargo-active-cash-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>) offers 0% introductory APR on qualifying balance transfers and purchases for the first 15 months after account opening. The variable APR will be 20.24%, 25.24% or 29.99% thereafter<strong>.<\/strong> Regarding rewards, cardholders receive 2% cash back on all purchases, and the card includes a welcome offer.<\/p>\n<p>With no annual fee and a handful of other perks, this card could be a good option for those who want a rewarding yet simple card in their wallets. It&#8217;s also a <a href=\"https:\/\/thepointsguy.com\/apply\/wells-fargo-active-cash-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">Visa Signature card<\/a>, which means it has a handful of perks and benefits often seen on more premium cards.<\/p>\n<p><strong>Welcome offer<\/strong>: Earn a $200 cash rewards bonus when you spend $500 on purchases in the first three months of opening an account.<\/p>\n<p><strong>Annual fee<\/strong>: $0<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Wells-Fargo-Active-Cash_2022_CCHH.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Wells-Fargo-Active-Cash_2022_CCHH.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Wells-Fargo-Active-Cash_2022_CCHH.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Wells-Fargo-Active-Cash_2022_CCHH.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Wells-Fargo-Active-Cash_2022_CCHH.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Wells-Fargo-Active-Cash_2022_CCHH.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Wells-Fargo-Active-Cash_2022_CCHH.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Wells-Fargo-Active-Cash_2022_CCHH.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/02\/Wells-Fargo-Active-Cash_2022_CCHH.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/wells-fargo-active-cash-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Active Cash<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/wells-fargo-active-cash-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Wells Fargo Active Cash<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/>\n<h3>Wells Fargo Autograph Card<\/h3>\n<p><strong>Why we like it<\/strong>: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/wells-fargo-autograph-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">The Wells Fargo Autograph\u2120 Card<\/a><\/span> (see <a href=\"https:\/\/thepointsguy.com\/apply\/wells-fargo-autograph-card-rates-fees\/?tid=post\" rel=\"noopener\" target=\"_blank\">rates and fees<\/a>)offers 0% introductory APR on qualifying balance transfers and purchases for the first 12 months after account opening. The variable APR will be 20.24, 25.24% or 29.99% thereafter.<\/p>\n<p>You&#8217;ll earn 3 points per dollar in popular spending categories and enjoy straightforward point redemptions and several value-added benefits not common on cards with no annual fee.<\/p>\n<p><strong>Welcome offer<\/strong>: Earn 20,000 bonus points when you spend $1,000 or more on purchases in the first three months of opening an account.<\/p>\n<p><strong>Annual fee<\/strong>: $0<\/p>\n<figure class=\"jsx-1853040249 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><noscript><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Wells-Fargo-Autograph-Visa.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Wells-Fargo-Autograph-Visa.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Wells-Fargo-Autograph-Visa.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Wells-Fargo-Autograph-Visa.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Wells-Fargo-Autograph-Visa.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Wells-Fargo-Autograph-Visa.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Wells-Fargo-Autograph-Visa.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Wells-Fargo-Autograph-Visa.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/01\/Wells-Fargo-Autograph-Visa.jpg?width=3840\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-1853040249 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>For more information, read our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/wells-fargo\/reviews\/wells-fargo-autograph-card-review\/\" rel=\"noopener\" target=\"_blank\">full review of the Autograph card<\/a>.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here: <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/wells-fargo-autograph-card\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Wells Fargo Autograph Card<\/a><\/span><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><a id=\"bottom-line\" class=\"jsx-2362441780 anchor\"\/><\/p>\n<h2 class=\"jsx-2362441780\">Bottom line<\/h2>\n<p>While your goal should always be to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/ten-credit-card-commandments\/\" rel=\"noopener\" target=\"_blank\">pay off your credit card balances<\/a> in full each month, balance transfers can be helpful if you are unable to. If you need more time to pay off your debt, they can prevent interest from accruing for several months.<\/p>\n<p>Before signing up, however, factor in the cost of any balance transfer fees and be mindful of the 0% APR period. If you play it smart, you&#8217;ll be well on your way to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/credit-card-debt\/\" rel=\"noopener\" target=\"_blank\">debt-free living<\/a> and won&#8217;t have to rely on balance transfer cards moving forward.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/wells-fargo-rewards-program\/\" rel=\"noopener\" target=\"_blank\">Wells Fargo Rewards program: How to earn, redeem and transfer points<\/a><\/strong><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/wells-fargo-balance-transfer\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;ve just opened a new Wells Fargo credit card, you might want to set up a balance transfer to your new card. After all, it can be a great way to lower your interest costs as you work to pay off your credit card balance. Here, we&#8217;ll explore how to execute a balance transfer [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":100789,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-100788","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/100788","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=100788"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/100788\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/100789"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=100788"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=100788"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=100788"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}