{"id":10052,"date":"2023-03-25T22:00:29","date_gmt":"2023-03-25T22:00:29","guid":{"rendered":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/03\/25\/citi-premier-credit-card-review-the-points-guy-the-points-guy\/"},"modified":"2023-03-25T22:00:29","modified_gmt":"2023-03-25T22:00:29","slug":"citi-premier-credit-card-review-the-points-guy-the-points-guy","status":"publish","type":"post","link":"https:\/\/entertainment.runfyers.com\/index.php\/2023\/03\/25\/citi-premier-credit-card-review-the-points-guy-the-points-guy\/","title":{"rendered":"Citi Premier credit card review \u2014 The Points Guy &#8211; The Points Guy"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<p><em>Editor\u2019s note: This post has been updated with new information and offers. Citi is a TPG advertising partner.<\/em><\/p>\n<hr class=\"jsx-924131068\"\/><a id=\"citi-premier-card-overview\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Citi Premier\u00ae Card overview<\/h2>\n<p>The<span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-thankyou-premier-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\"><strong> Citi Premier\u00ae Card<\/strong><\/a><\/span> is an under-the-radar gem with a phenomenal range of bonus categories. While the card isn\u2019t as strong on the redemption side as similar offerings from Chase or Amex, the ability to earn 3 points per dollar on air travel, hotels, gas stations, supermarkets and restaurants (including takeout) for just $95 a year is still a pretty great deal. <strong>Card rating*: \u2b50\u2b50\u2b50\u2b50<\/strong><\/p>\n<h6><em>* Card rating is based on the opinion of TPG\u2019s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-924131068\"\/>\n<p>This card is one of the best earners on everyday spending. It accrues 3 points per dollar on air travel, hotels, gas stations, restaurants and supermarkets. Not bad for a card with a $95 annual fee.<\/p>\n<p>Not only that, but the points you earn with the Citi Premier are among the most versatile rewards currencies and are worth 1.8 cents each by <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" target=\"_blank\" rel=\"noopener\">TPG valuations<\/a>. That\u2019s because Citi has improved the <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-citi-thankyou-points-maximum-value\/\" target=\"_blank\" rel=\"noopener\">ThankYou Rewards program<\/a> substantially over the years to compete with <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-amex-membership-rewards\/\" target=\"_blank\" rel=\"noopener\">American Express Membership Rewards<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-chase-ultimate-rewards-maximum-value\/\" target=\"_blank\" rel=\"noopener\">Chase Ultimate Rewards<\/a>.<\/p>\n<p>Here\u2019s what else you should know about this card \u2014 and why you might want to apply now.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/citi\/\" target=\"_blank\" rel=\"noopener\">The best Citi credit cards<\/a><\/strong><\/p>\n<p><a id=\"citi-premier-welcome-offer\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Citi Premier welcome offer<\/h2>\n<figure class=\"jsx-19345235 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-185092990 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><noscript><img alt=\"\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Woman-at-airport-with-her-suitcase-and-a-coffee-holding-smartphone_-Luke-Chan.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Woman-at-airport-with-her-suitcase-and-a-coffee-holding-smartphone_-Luke-Chan.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Woman-at-airport-with-her-suitcase-and-a-coffee-holding-smartphone_-Luke-Chan.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Woman-at-airport-with-her-suitcase-and-a-coffee-holding-smartphone_-Luke-Chan.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Woman-at-airport-with-her-suitcase-and-a-coffee-holding-smartphone_-Luke-Chan.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Woman-at-airport-with-her-suitcase-and-a-coffee-holding-smartphone_-Luke-Chan.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Woman-at-airport-with-her-suitcase-and-a-coffee-holding-smartphone_-Luke-Chan.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Woman-at-airport-with-her-suitcase-and-a-coffee-holding-smartphone_-Luke-Chan.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2023\/03\/Woman-at-airport-with-her-suitcase-and-a-coffee-holding-smartphone_-Luke-Chan.jpg?width=3840\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" loading=\"lazy\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-19345235 figcaption\">LUKE CHAN\/GETTY IMAGES<\/figcaption><\/figure>\n<p>The <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-thankyou-premier-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Citi Premier<\/a><\/span> is currently offering 60,000 bonus points after you spend $4,000 on purchases within the first three months of account opening. Citi uses a rather interesting rule to determine bonus eligibility, though.<\/p>\n<p>You won\u2019t be able to earn the bonus on the Citi Premier if you\u2019ve opened or closed the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-rewards-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Citi Rewards+\u00ae Card<\/a><\/span>, Citi ThankYou\u00ae Preferred*, Citi Premier or <a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-prestige-card\/?tid=post\" target=\"_blank\" rel=\"noopener\">Citi Prestige\u00ae Card<\/a>*<sup> <\/sup>in the last 24 months. Most issuers count that time solely based on when you opened a card or received a bonus, but with Citi, your clock also resets if you close a card, so it\u2019s all in the timing.<\/p>\n<p><em>*The Citi ThankYou Preferred and Citi Prestige are no longer available for new applicants. <!-- -->The information for the Citi Prestige has been collected independently by The Points Guy. 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stop-color=\"#114F6E\"\/><stop offset=\"1\" stop-color=\"#2D80A0\"\/><\/lineargradient><lineargradient id=\"u\" x1=\"27.579\" y1=\"94.084\" x2=\"29.005\" y2=\"175.797\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#00FFF3\"\/><stop offset=\"1\" stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient id=\"w\" x1=\"53.528\" y1=\"43.427\" x2=\"55.457\" y2=\"153.913\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#00FFF3\"\/><stop offset=\"1\" stop-color=\"#48A5C1\"\/><\/lineargradient><lineargradient id=\"y\" x1=\"3.999\" y1=\"108.03\" x2=\"3.895\" y2=\"102.046\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><lineargradient id=\"A\" x1=\"4.447\" y1=\"101.588\" x2=\"4.342\" y2=\"95.577\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><lineargradient id=\"C\" x1=\"5.204\" y1=\"95.15\" x2=\"5.081\" y2=\"88.097\" gradientunits=\"userSpaceOnUse\"><stop stop-color=\"#23698C\"\/><stop offset=\"1\" stop-color=\"#3689AA\"\/><\/lineargradient><\/defs><\/svg><\/p>\n<div class=\"EmailSignUp_form__a_UTq\">\n<p>Sign up for our daily newsletter<\/p>\n<\/div>\n<\/div>\n<p>There\u2019s a $95 annual fee on the Citi Premier.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/credit-card-application-restrictions\/\" target=\"_blank\" rel=\"noopener\">The ultimate guide to credit card application restrictions<\/a><\/strong><\/p>\n<p><a id=\"earning-points-with-the-citi-premier\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Earning points with the Citi Premier<\/h2>\n<p>The <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-thankyou-premier-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Citi Premier\u2019s<\/a><\/span> earning structure is one aspect where the card shines. Cardholders earn 3 points per dollar on purchases in the following categories, with no caps or annual limits:<\/p>\n<p>The card also earns 1 point per dollar on all other purchases.<\/p>\n<p>These earning rates are among the most impressive of any travel rewards card, especially considering the Citi Premier\u2019s affordable annual fee.<\/p>\n<p>However, to coincide with the <a href=\"https:\/\/thepointsguy.com\/news\/citi-travel-portal-overhaul\/\" target=\"_blank\" rel=\"noopener\">launch of Citi Travel with Booking.com<\/a>, Premier cardholders can earn 10 points per dollar on bookings for hotels, rental cars and eligible attractions when booking through the portal through June 30, 2024.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/best-cards-under-100-annual-fee\/\" target=\"_blank\" rel=\"noopener\">The 8 best credit cards with annual fees under $100<\/a><\/strong><\/p>\n<p><a id=\"citi-premier-benefits\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Citi Premier benefits<\/h2>\n<p>The <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-thankyou-premier-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Citi Premier<\/a><\/span> is also a top choice for travelers, thanks to its participation in the <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-citi-thankyou-points-maximum-value\/\" target=\"_blank\" rel=\"noopener\">ThankYou Rewards program<\/a>, which currently has 14 <a href=\"https:\/\/thepointsguy.com\/guide\/citi-thankyou-transfer-times\/\" target=\"_blank\" rel=\"noopener\">airline transfer partners<\/a> and two hotel partners.<\/p>\n<p>While you\u2019ll notice that many of the frequent-flyer programs are those of international airlines, there are still some high-value (and easily redeemable) awards to be booked through them.<\/p>\n<figure class=\"jsx-19345235 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-185092990 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%;background-size:cover;background-position:0% 0%;filter:blur(20px);background-image:url(&quot;data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAQAAAADCAIAAAA7ljmRAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAMklEQVQImQEnANj\/AOjSwt7RtPPn0P\/96wCvp6R5eX0yPEyMlKIAu8C+SlFcAAIobIGh6iQVPn50oDAAAAAASUVORK5CYII=&quot;)\"\/><noscript><img alt=\"\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/20200908_Delta-One-Inflight_CDong-4.jpeg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/20200908_Delta-One-Inflight_CDong-4.jpeg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/20200908_Delta-One-Inflight_CDong-4.jpeg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/20200908_Delta-One-Inflight_CDong-4.jpeg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/20200908_Delta-One-Inflight_CDong-4.jpeg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/20200908_Delta-One-Inflight_CDong-4.jpeg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/20200908_Delta-One-Inflight_CDong-4.jpeg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/20200908_Delta-One-Inflight_CDong-4.jpeg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2021\/07\/20200908_Delta-One-Inflight_CDong-4.jpeg?width=3840\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" loading=\"lazy\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-19345235 figcaption\">ZACH GRIFF\/THE POINTS GUY<\/figcaption><\/figure>\n<p>For instance, you can leverage <a href=\"https:\/\/thepointsguy.com\/deals\/air-france-business-class-awards-paris-and-beyond\/\" target=\"_blank\" rel=\"noopener\">Air France-KLM Flying Blue<\/a> miles for decent business-class award availability on those airlines and their SkyTeam partners, get some phenomenal deals on Star Alliance awards using <a href=\"https:\/\/thepointsguy.com\/guide\/everything-you-need-to-know-avianca-lifemiles\/\" target=\"_blank\" rel=\"noopener\">Avianca LifeMiles<\/a> and offset paid fares with <a href=\"https:\/\/thepointsguy.com\/guide\/how-to-redeem-points-jetblue-trueblue\/\" target=\"_blank\" rel=\"noopener\">JetBlue TrueBlue<\/a>.<\/p>\n<p>You can also redeem your ThankYou Points for travel directly through the Citi portal at a rate of 1 cent each, but that\u2019s well below <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\" target=\"_blank\" rel=\"noopener\">TPG\u2019s valuation of ThankYou points<\/a> at 1.8 cents each, a number derived in part from Citi\u2019s extensive list of transfer partners.<\/p>\n<p><strong>Related: <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-guide-citi-thankyou-rewards\/\" target=\"_blank\" rel=\"noopener\">The ultimate guide to Citi ThankYou Rewards<\/a><\/strong><\/p>\n<p><a id=\"citi-premier-benefits\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">CITI PREMIER BENEFITS<\/h2>\n<figure class=\"jsx-19345235 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-185092990 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%;background-size:cover;background-position:0% 0%;filter:blur(20px);background-image:url(&quot;data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAQAAAADCAIAAAA7ljmRAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAMElEQVQImWP48P\/\/8vWH9h299vHff4bG9ols7CwMDAy5+ZkMLvaWHtYGLlaGft7OAJwZEDdfxa9BAAAAAElFTkSuQmCC&quot;)\"\/><noscript><img alt=\"\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-70.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-70.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-70.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-70.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-70.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-70.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-70.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-70.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2019\/06\/20190612_Intercontinental-Fiji_JTGenter-70.jpg?width=3840\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" loading=\"lazy\"\/><\/noscript><\/span><\/div><figcaption class=\"jsx-19345235 figcaption\">JT GENTER\/THE POINTS GUY<\/figcaption><\/figure>\n<p>Much of the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-thankyou-premier-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Citi Premier\u2019s<\/a><\/span> value proposition comes from its ability to earn bonus points in a slew of categories without charging a hefty annual fee. As such, you shouldn\u2019t expect an overwhelming number of perks, but there are several benefits of this card that can help you recoup your annual fee:<\/p>\n<ul>\n<li><a href=\"https:\/\/thepointsguy.com\/guide\/citi-premier-hotel-credit\/\" target=\"_blank\" rel=\"noopener\"><strong>$100 annual hotel credit<\/strong><\/a><strong>: <\/strong>You\u2019ll enjoy a $100 credit once per calendar year for single-stay hotel bookings of $500 or more (excluding taxes and fees) made through the Citi travel portal.<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/guide\/best-cards-for-extended-warranty\/\" target=\"_blank\" rel=\"noopener\"><strong>Extended warranty protection<\/strong><\/a><strong>:<\/strong> Adds 24 months to a manufacturer\u2019s warranty.<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/guide\/best-cards-purchase-protection\/\" target=\"_blank\" rel=\"noopener\"><strong>Damage and theft protection<\/strong><\/a><strong>:<\/strong> Repairs or replaces an item damaged or stolen within 90 days of purchase (up to $10,000 per incident and $50,000 per year).<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/guide\/world-elite-vs-world-mastercard\/\" target=\"_blank\" rel=\"noopener\"><strong>World Elite Mastercard benefits<\/strong><\/a><strong>:<\/strong> As a World Elite Mastercard, the Citi Premier confers several travel-related perks that consumers might not know about. These include a $5 monthly Lyft credit after taking three rides in a calendar month and access to the Mastercard luxury hotels and resorts portfolio for on-property perks like complimentary breakfast and room upgrades upon availability. Through the World Elite Mastercard program, you\u2019ll also enjoy perks like <a href=\"https:\/\/thepointsguy.com\/credit-cards\/phone-protection\/\" target=\"_blank\" rel=\"noopener\">cellphone protection<\/a> and Global Emergency Services.<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/news\/citi-entertainment-guide\/\" target=\"_blank\" rel=\"noopener\"><strong>Citi\u00ae Entertainment<\/strong><\/a><strong>:<\/strong> This program gives cardholders special access to purchase tickets to thousands of events \u2014 from concerts and sporting events to unique dining experiences and movie screenings \u2014 before the general public can buy them.<\/li>\n<li><a href=\"https:\/\/thepointsguy.com\/guide\/top-cards-with-no-foreign-transaction-fees\/\" target=\"_blank\" rel=\"noopener\"><strong>No foreign transaction fees<\/strong><\/a>: Like any good travel card, the Citi Premier allows you to travel freely without incurring a fee on international spending.<\/li>\n<\/ul>\n<p><a id=\"which-cards-compete-with-the-citi-premier\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Which cards compete with the Citi Premier?<\/h2>\n<p>As an affordable travel rewards card, the Citi Premier has a few direct competitors that might be a better fit for you:<\/p>\n<ul>\n<li><strong>If you prefer Chase cards:<\/strong> The <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Chase Sapphire Preferred Card<\/a><\/span>, with an annual fee of $95, competes directly with the Citi Premier. While <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-chase-ultimate-rewards-maximum-value\/\" target=\"_blank\" rel=\"noopener\">Chase\u2019s transfer partners<\/a> (including <a href=\"https:\/\/thepointsguy.com\/guide\/maximizing-redemptions-with-united-mileageplus\/\" target=\"_blank\" rel=\"noopener\">United MileagePlus<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/southwest-rapid-rewards\/\" target=\"_blank\" rel=\"noopener\">Southwest Rapid Rewards<\/a>) might be more beneficial for many travelers, there are some overlaps, including Singapore KrisFlyer, Emirates Skywards and Virgin Atlantic Flying Club. For more information, read our <a href=\"https:\/\/thepointsguy.com\/guide\/chase-sapphire-preferred-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Sapphire Preferred.<\/a><\/li>\n<li><strong>If you want a flat earnings rate<\/strong>: Try the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/capital-one-venture-rewards-credit-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">Capital One Venture Rewards Credit Card<\/a><\/span>. It, too, charges a $95 annual fee, but this card comes with a less lucrative (but much simpler) earning rate of 2 miles per dollar on all purchases. Instead of an annual hotel credit, you\u2019ll get up to a $100 <a href=\"https:\/\/thepointsguy.com\/credit-cards\/global-entry\/\" target=\"_blank\" rel=\"noopener\">Global Entry or TSA PreCheck<\/a> application credit once every four years with the Venture. You\u2019ll even get two annual lounge visits per year to <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-lounge\/\" target=\"_blank\" rel=\"noopener\">Capital One\u2019s nascent network of airport lounges<\/a> \u2014 or use those passes at over 100 <a href=\"https:\/\/thepointsguy.com\/news\/capital-one-plaza-premium-lounges\/\" target=\"_blank\" rel=\"noopener\">Plaza Premium lounge locations<\/a>. For more information, read our <a href=\"https:\/\/thepointsguy.com\/guide\/capital-one-venture-card-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Venture Rewards.<\/a><\/li>\n<li><strong>If you want loads of perks:<\/strong> One of the Citi Premier\u2019s closest competitors over at American Express is the <span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/the-american-express-gold-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\">American Express\u00ae Gold Card<\/a><\/span>, which earns 4 points per dollar at restaurants, 4 points per dollar at U.S. supermarkets on the first $25,000 in purchases per calendar year (then 1 per dollar), 3 points per dollar on flights booked directly with airlines or through <a href=\"https:\/\/thepointsguy.com\/guide\/amex-travel-guide\/\" target=\"_blank\" rel=\"noopener\">Amex Travel<\/a> and 1 point per dollar on other eligible purchases. The Amex Gold Card also comes with up to <a href=\"https:\/\/thepointsguy.com\/guide\/register-amex-gold-dining-credit\/\" target=\"_blank\" rel=\"noopener\">$10 in monthly dining credits<\/a> at select restaurants (up to $120 in annual statement credits) and up to <a href=\"https:\/\/thepointsguy.com\/news\/amex-gold-uber-benefit\/\" target=\"_blank\" rel=\"noopener\">$10 in monthly U.S. Uber Cash<\/a> (up to $120 annually), offsetting the majority of the <a href=\"https:\/\/thepointsguy.com\/guide\/amex-gold-card-review\/\" target=\"_blank\" rel=\"noopener\">$250 annual fee<\/a> (see <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-gold-card-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">rates and fees<\/a>). Enrollment is required for select benefits. For more information, read our <a href=\"https:\/\/thepointsguy.com\/guide\/citi-thankyou-premier-review\/\" target=\"_blank\" rel=\"noopener\">full review of the Citi Premier<\/a>.<\/li>\n<\/ul>\n<p>For additional options, check out our <a href=\"https:\/\/thepointsguy.com\/credit-cards\/travel\/\" target=\"_blank\" rel=\"noopener\">full list of travel rewards cards<\/a>.<\/p>\n<p><strong>Read more: <a href=\"https:\/\/thepointsguy.com\/guide\/chase-sapphire-preferred-vs-citi-premier\/\" target=\"_blank\" rel=\"noopener\">Chase Sapphire Preferred vs. Citi Premier: Which mid-tier travel card is better?<\/a><\/strong><\/p>\n<p><a id=\"bottom-line\" class=\"jsx-133228390 anchor\"\/><\/p>\n<h2 class=\"jsx-133228390\">Bottom line<\/h2>\n<p>Despite a bevy of competitors, the Citi Premier&#8217;s long list of bonus categories and solid sign-up bonus make it one of the most lucrative points-earning cards in its price range. The solid of ThankYou Rewards transfer partners makes this card compelling, especially for travelers who desire the flexibility to redeem points with various loyalty programs. It&#8217;s worth a look if you&#8217;re partial to Citi.<\/p>\n<hr class=\"jsx-924131068\"\/>\n<p><strong>Official application link: <\/strong><span class=\"jsx-47a555216f5cc362\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/citi-thankyou-premier-card\/?tid=post\" rel=\"noreferrer noopener\" data-amp-addparams=\"0\" data-amp-replace=\"0\" target=\"_blank\" class=\"jsx-47a555216f5cc362 applyLink\"><strong>Citi Premier Card<\/strong><\/a><\/span> <strong>with 60,000 bonus ThankYou points after $4,000 in spending in the first three months of account opening.<\/strong><\/p>\n<hr class=\"jsx-924131068\"\/>\n<p><em>Additional reporting by Ryan Wilcox, Stella Shon, Eric Rosen and Christina Ly.<\/em><\/p>\n<p><em>For rates and fees of the Amex Gold Card, click <a href=\"https:\/\/thepointsguy.com\/apply\/american-express-gold-card-rates-fees\/?tid=post\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/em><\/p>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/citi-thankyou-premier-review\/\" target=\"_blank\" rel=\"noopener\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Editor\u2019s note: This post has been updated with new information and offers. Citi is a TPG advertising partner. Citi Premier\u00ae Card overview The Citi Premier\u00ae Card is an under-the-radar gem with a phenomenal range of bonus categories. While the card isn\u2019t as strong on the redemption side as similar offerings from Chase or Amex, the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10053,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":{"0":"post-10052","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-travel"},"_links":{"self":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/10052","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/comments?post=10052"}],"version-history":[{"count":0,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/posts\/10052\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media\/10053"}],"wp:attachment":[{"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/media?parent=10052"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/categories?post=10052"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/entertainment.runfyers.com\/index.php\/wp-json\/wp\/v2\/tags?post=10052"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}